PRIVACY POLICY

Last Updated: March 24, 2026

This Privacy Policy outlines our policies and procedures on the collection, use, and disclosure of your information when you use our services, and explains your privacy rights and legal protections. By using our services, you agree to the collection and use of information in accordance with this policy.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

Summary of Key Points

This summary highlights important aspects of our privacy practices. Please read the full policy below for complete details.

•       Personal Data: Collected when you register, make a purchase, or participate in our services

•       Sensitive Data: We do not process sensitive personal information

•       Data Sharing: We share personal data only with trusted service providers for necessary operations; no data is sold

•       Security: We take strong precautions, though no system is guaranteed 100% secure

•       Your Rights: You have privacy rights under CCPA, CPRA, GDPR, and other applicable laws

•       Questions? Email us at: [email protected]

Definitions

Company refers to On Balance Entertainment LLC, based in Alhambra, California, including TimeBenders™, QuinteSphere™, Global Business Plaza, Headshot Strategist®, and all related brands. For GDPR purposes, the Company is the Data Controller.

Personal Data means any information that identifies or can be used to identify an individual.

Service refers to our websites and platforms, including: onbalanceentertainment.com, quintesphereworldbuilders.com, timebendersspace.com, globalbusinessplaza.directory, and globalbusinessplaza.com. Our Services may also include community environments, educational programs, coaching or strategic advisory services, event platforms, directory infrastructure, and integrated third-party tools used to deliver digital experiences.

Information We Collect

Personal Information You Provide

•       Name, email, phone number, postal address

•       Payment information (e.g., credit/debit card details)

Automatically Collected Data

•       IP address, browser type, timestamps, and pages visited

•       Device type, operating system, and identifiers

•       Cookies and analytics data to enhance site functionality and user experience

Cookies and Tracking Technologies

We do not directly set tracking or advertising cookies. Some third-party services we use (such as Google Analytics, Stripe, and Brilliant Directories) may set their own cookies as part of delivering their services. You may control cookie preferences through your browser settings. Where required by law, we honor Global Privacy Control (GPC) signals and similar opt-out mechanisms. Please refer to each provider's privacy policy (listed below) for details on their cookie practices.

Note: We do not collect sensitive personal data such as health or biometric information.

AI-Assisted and Automated Processing

We may use automated systems and artificial intelligence (AI)-assisted tools to support our services, including analytics, personalization, customer support, content delivery, and platform optimization. These systems may process personal data to improve efficiency, accuracy, and user experience.

We do not use AI systems to make solely automated decisions that produce legal or similarly significant effects without human oversight. All automated processing is conducted in accordance with applicable data protection laws.

Legal Basis for Processing (GDPR)

We process personal data based on:

•       Consent: When you explicitly agree to data collection (e.g., signing up)

•       Legal Obligation: When necessary to comply with the law

•       Legitimate Interests: For purposes like platform improvements and fraud prevention

Data Use and Sharing

How We Use Your Data

We use your data to:

•       Provide, support, and improve services

•       Communicate with you about updates or transactions

•       Fulfill any contractual or legal obligations

•       Prevent abuse or misuse of our systems

•       Respond to regulatory or legal requests as required

If personal data is transferred outside the European Economic Area, we ensure appropriate safeguards are in place in accordance with applicable data protection laws.

Who We Share It With

•      Trusted service providers (e.g., payment processors, analytics tools)

•      Third-party platform providers (e.g., Rippily™)

•      Law enforcement or government authorities, and only when we are legally compelled to do so by a valid, binding legal mandate (e.g., a court order, warrant, or subpoena). We do not voluntarily share your information with any government agency, and we will notify you of any such request to the extent permitted by law.

Third-Party Platform Hosting (Rippily™)

Certain community spaces, events, interactive rooms, and networking environments may be hosted through Rippily™, a third-party platform provider. When you create an account, participate in discussions, join rooms, upload content, or engage in activities hosted on Rippily™, your account information, participation data, and related content may be processed and stored by Rippily™ in accordance with their own Terms of Service and Privacy Policy. We use Rippily™ as a service provider to facilitate community engagement and digital experiences.

•       Rippily™ → https://rippily.com/legal

Additional Third-Party Service Providers

We use third-party platforms and service providers to operate portions of our services, including but not limited to: Rippily™ (community and platform hosting), YouTube and Wave.video (video hosting and streaming), Stripe (payment processing), Fouita (widgets), Luma (event registration and management), Brilliant Directories (our Directory), Lunacal (for booking & scheduling), and Pickaxe (bot and automated services). When you interact with these services, your information may be processed in accordance with their respective Privacy Policies and Terms of Service.

•       YouTube → https://policies.google.com/privacy

•       Stripe → https://stripe.com/privacy

•       Luma → https://lu.ma/privacy

•       Fouita → https://fouita.com/privacy

•       Wave.video → https://wave.video/privacy-policy

•       Brilliant Directories → https://www.brilliantdirectories.com/privacy-policy

•       Lunacal → https://lunacal.ai/terms-of-use

•       Pickaxe → https://pickaxe.co/privacy

•       Google Analytics → https://www.google.com/analytics

CRM and Marketing Systems

If you voluntarily provide your contact information within a Rippily™-hosted environment (such as registering for an event, joining a community space, or requesting communication), we may transfer that information into our customer relationship management (CRM) and email communication systems for the purpose of providing updates, fulfilling services, and communicating about related offerings. All such processing is conducted in accordance with applicable data protection laws, and you may opt out of marketing communications at any time.

We do not sell your data. However, under the California Consumer Privacy Act (CCPA/CPRA), data sharing for analytics may be considered a "sale," even when no money changes hands.

Data Retention & Security

We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy, including legal, accounting, or reporting requirements. Retention periods vary depending on the type of data and applicable legal obligations.

While we implement robust technical and organizational measures, no digital system can be 100% secure. You acknowledge this risk by using our services.

In the event of a data breach that affects your personal information, we will notify affected users and relevant authorities in accordance with applicable law, including CCPA and GDPR requirements.

Children's Privacy

Our services are not directed to children under 16. We do not knowingly collect data from minors.

Your Rights

California Residents (CCPA/CPRA)

California residents have the right to:

•       Know what personal information is collected, used, shared, or disclosed

•       Access their personal information

•       Request deletion of personal information

•       Opt out of the "sale" or sharing of personal information, as defined by law

•       Not be discriminated against for exercising privacy rights

EU Residents (GDPR)

Residents of the European Union have the right to:

•       Access their personal data

•       Correct inaccurate or incomplete data

•       Request erasure of personal data ("right to be forgotten")

•       Object to or restrict certain processing of personal data

U.S. State Privacy Rights

Residents of certain U.S. states — including California (CCPA/CPRA), Virginia (CDPA), Colorado (CPA), Connecticut (CTDPA), and Utah (UCPA) — may have rights to access, correct, delete, or obtain a copy of their personal data, and to opt out of certain data processing activities such as targeted advertising or profiling. Rights vary by state and are subject to applicable legal limitations.

Exercising Your Rights

To make a privacy-related request — including requests to access, correct, delete, or opt out of the sale or sharing of personal information (as defined under CCPA/CPRA) — please contact us at: [email protected]

We may request verification of your identity before processing your request in order to protect the security of your personal information.

Contact Information

On Balance Entertainment LLC

Alhambra, CA 91801, United States

Email: [email protected]

TERMS OF USE

Last Updated: March 24, 2026

1. Agreement to Terms

Welcome! By accessing or using any part of our services ("Services") provided by On Balance Entertainment LLC — also known as Headshot Strategist Certification Program, TimeBenders™, QuinteSphere™, and Global Business Plaza ("Company," "we," "us," "our") — you agree to be bound by these Terms of Use and Disclaimer. If you do not agree to these terms, please discontinue use immediately.

Questions? Contact: [email protected]

2. Interpretation and Definitions

Company refers to On Balance Entertainment LLC, Alhambra, CA 91801, including all related brands.

Service means the websites and related online platforms.

You refers to the individual or entity accessing the Service.

Websites include: globalbusinessplaza.com, globalbusinessplaza.directory, timebendersspace.com, quintesphereworldbuilders.com, headshotstrategist.com

3. Community Standards

We uphold a Zero Tolerance Policy for hate speech, harassment, or rudeness — whether blatant or implied. Violations may result in immediate removal without refund or explanation. Appeals may be sent to [email protected]

Appeals must be submitted within 30 days of the enforcement action and will be reviewed within 14 business days.

4. Recording Policy

Sessions may be recorded for training, support, or documentation. Participants may not record sessions (audio or video) without express consent. Screenshots are allowed unless otherwise specified. Contact us in advance to request alternate arrangements.

5. Use of Services

You must be 16+ to use our Services. By using them, you confirm legal compliance in your location and agree to use them lawfully.

6. Intellectual Property Rights

All content created, published, or distributed by On Balance Entertainment LLC and its affiliated brands — including but not limited to website content, event materials, presentations, guides, templates, recordings, logos, brand names, and digital resources — is the intellectual property of the Company and is protected by applicable copyright, trademark, and intellectual property laws. Unauthorized reproduction, distribution, display, or repurposing of Company content without prior written permission is strictly prohibited.

Member & Participant Responsibility

Members, participants, speakers, and business owners are solely responsible for ensuring that any content they share, post, present, or upload through our platforms and events does not infringe on the intellectual property rights of any third party. Do not share, display, or distribute copyrighted materials belonging to others without proper permission, licensing, or legal authorization.

Reporting Infringement

If you believe any content on our platforms infringes your intellectual property rights, please contact us at [email protected] so we can review and address it promptly.

7. User Contributions

You grant us a non-exclusive license to use content you submit. Do not submit anything unlawful or in violation of others' rights.

8. Purchases and Payments

All payments are final and conducted in USD. We accept Visa, Mastercard, AmEx, Discover, PayPal, and Stripe. You are responsible for providing accurate payment information.

Fraudulent chargebacks or false payment disputes may result in permanent account removal and denial of future services without refund. We reserve the right to submit documentation to the payment processor or appropriate authorities in response to any dispute.

9. Refunds and Cancellations

All purchases of Services, programs, memberships, digital products, events, coaching, advisory services, certifications, or other offerings provided by the Company are non-refundable unless expressly stated otherwise in writing at the time of purchase.

By purchasing any Service, you acknowledge that access to digital content, community platforms, tools, resources, directory listings, or live experiences may be provided immediately. Once access is granted, the Service is considered delivered and fully rendered for the applicable billing period.

Membership subscriptions may be canceled at any time to prevent future billing. Cancellation does not result in a refund of any fees already paid. All payments — including one-time fees, setup costs, monthly payments, annual payments, or installment plans — are non-refundable, including partial billing periods.

Upon cancellation, access will continue through the remainder of the current billing cycle unless otherwise specified.

10. Prohibited Activities

You may not:

•       Use the Services for illegal purposes

•       Interfere with site security

•       Post harmful, defamatory, or infringing content

Violations may result in suspension or termination.

11. External Links Disclaimer

The Services may contain links to external websites and may rely on or integrate with third-party platforms, software, or infrastructure providers not operated or owned by the Company. We make no representations about the accuracy, relevance, completeness, or reliability of any external sites or third-party services, and assume no liability for content, availability, performance, pricing, feature changes, outages, or security incidents outside our control.

You acknowledge that interruptions, modifications, or discontinuation of third-party services may occur and agree that the Company shall not be liable for any resulting loss, disruption, or inability to access certain features of the Services. When you click through to any external or third-party site, our policies no longer apply — please review their terms and privacy policy directly.

12. Errors and Omissions Disclaimer

Although we take precautions to ensure accurate, current information, errors or delays can occur, especially in fast-evolving areas like legal and regulatory fields. We assume no responsibility for errors or omissions or the results of actions taken based on the information provided.

13. Views Expressed Disclaimer

Content in user comments, opinions, and views do not reflect the views of the Company. Users are responsible for any comments they post, and we reserve the right to delete any comment for any reason.

14. No Responsibility Disclaimer and Use at Your Own Risk

The information provided through our Services is general in nature and should not replace professional advice in legal, financial, tax, medical, or accounting matters. Always consult a qualified professional for advice specific to your situation.

All information is provided "as is" and "as available" without warranties of completeness, accuracy, or fitness for a particular purpose. You acknowledge that any reliance on information provided through our Services is entirely at your own risk, and the Company assumes no responsibility for actions taken based on that information.

15. AI-Assisted Tools and Automation

The Company may utilize artificial intelligence (AI), automation, or algorithm-assisted tools as part of its Services, including but not limited to educational content, prompts, workflows, recommendations, or support tools.

AI-assisted outputs are provided for informational and educational purposes only and do not constitute professional, legal, financial, medical, or business advice. The Company does not guarantee specific outcomes, results, or performance from the use of AI-assisted tools.

You acknowledge that you are solely responsible for how you interpret, apply, or implement any information, outputs, or suggestions generated through AI-assisted features, and you agree to use your own judgment and discretion at all times.

16. Limitation of Liability

To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of the Services, including but not limited to loss of profits, revenue, data, goodwill, or business opportunities, even if advised of the possibility of such damages.

In all cases, the Company's total aggregate liability arising out of or related to the Services shall not exceed the total amount actually paid by you for the specific Service giving rise to the claim during the twelve (12) months preceding the event giving rise to the liability.

Certain jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

17. Dispute Resolution

Disputes will be first resolved informally. If unresolved, disputes will be settled through binding arbitration in Los Angeles, California, under AAA rules, except for intellectual property issues, which may proceed directly to court.

18. Governing Law

These Terms are governed by the laws of California, United States. All disputes will be resolved exclusively in Los Angeles, California.

19. Modifications to Terms and Services

We reserve the right to modify these Terms at any time, effective upon posting. Continued use of the Services after changes are posted indicates acceptance of the revised Terms.

20. Responsibility of Plaza Store/Business Owners

Each business or store owner in the Global Business Plaza is solely responsible for its own content and activities. The Company does not endorse, monitor, or control individual store content or any claims made within them.

21. Right to Curate Participation

We reserve the right to deny or revoke participation in any of our programs, memberships, services, or events if a participant's behavior compromises the integrity, trust, or safety of the community. This includes — but is not limited to — chargeback abuse, harassment, manipulation, or misalignment with our values. No refunds will be provided in such cases.

22. Protection of Reputation

You agree not to make false, defamatory, or slanderous statements about the Company, its representatives, or its community. Concerns should be raised privately and professionally. Breach of this clause may result in permanent removal and denial of future participation.

23. Accessibility

On Balance Entertainment LLC is committed to making its websites, platforms, events, and digital content accessible to all participants, including those with disabilities. We strive to follow reasonable accessibility standards and welcome feedback on how we can improve your experience.

If you experience difficulty accessing any part of our Services or need a reasonable accommodation to participate in an event, session, or program, please contact us in advance at [email protected] and we will do our best to assist you.

24. Technology, Service Interruptions, and Recording Issues

Our Services depend on third-party platforms, internet connectivity, and technology infrastructure that the Company does not own or control. While we make every reasonable effort to deliver a seamless experience, we cannot guarantee that:

•       Live or virtual events will be free from technical interruptions, outages, or connectivity issues

•       Session recordings will be successfully captured, processed, or made available

•       Recorded replays will remain accessible indefinitely or without interruption

•       Third-party platforms such as Rippily™, Luma, or others will perform without disruption

In the event of a technical failure — including a recording that does not capture properly, a session that is interrupted, or a replay that is unavailable — the Company will make reasonable efforts to resolve the issue but cannot guarantee a remedy. Technical failures caused by third-party platforms, participant devices, or internet connectivity are outside our control and do not entitle participants to a refund unless expressly stated otherwise at the time of purchase.

If you experience a technical issue during a paid session or event, please notify us promptly at [email protected] so we can investigate and respond appropriately.

25. Contact Us

On Balance Entertainment LLC

Alhambra, California, United States

Email: [email protected]

DISCLAIMER

Last Updated: March 1, 2026

1. Who We Are

On Balance Entertainment LLC, operating as Global Business Plaza, TimeBenders™, QuinteSphere™, Headshot Strategist®, and affiliated brands (the "Company"), is a business community platform and event company. We are not a law firm, financial advisory firm, medical practice, or licensed professional services provider of any kind.

Our founder and team bring experience in business strategy, community building, coaching, and event production. That experience informs everything we offer — but it is not a substitute for advice from a licensed professional in any field.

By accessing or using any of our Services — including our websites, community platforms, events, coaching, directory, or digital content — you agree to this Disclaimer. If you do not agree, please discontinue use.

Questions? Contact us at: [email protected]

2. Not Professional Advice

The information, content, coaching, strategies, and resources provided through our Services are for educational and informational purposes only. Nothing shared through our websites, events, community spaces, coaching sessions, digital content, or any other part of our Services constitutes professional legal, financial, medical, tax, accounting, or therapeutic advice.

The Company is not a licensed attorney, financial advisor, accountant, therapist, or medical provider. Our founder and team share experience, perspective, and strategies — not professional opinions in licensed fields.

You should not rely on anything shared through our Services as a substitute for professional advice specific to your situation. Always consult a qualified, licensed professional before making decisions in legal, financial, medical, tax, or other professional matters.

Nothing in our Services creates a professional-client relationship of any kind — including but not limited to an attorney-client, financial advisor-client, or therapist-client relationship.

3. Coaching and Strategic Advisory Services

The Company offers coaching and strategic advisory services to help business owners, entrepreneurs, and professionals think through their goals, strategy, and growth. These services reflect our experience and perspective — they are not licensed consulting, therapy, financial planning, or legal advice.

What Coaching Is — and What It Isn't

Coaching is a collaborative, forward-focused conversation designed to support your thinking and planning. It is not a guarantee of any particular result. The Company does not diagnose, prescribe, or make decisions for you. Any strategy, framework, or recommendation shared during a coaching session is offered as perspective — you decide what to do with it.

Your Responsibility as a Coaching Client

You are fully responsible for your own decisions, actions, and outcomes. The Company's role is to offer support and perspective, not to manage your business or personal affairs. Before acting on any coaching guidance — especially in legal, financial, medical, or tax matters — please consult a qualified, licensed professional in that field.

No Guaranteed Results

We do not guarantee any specific outcome, income level, business result, or personal transformation from coaching. Results vary widely based on individual effort, circumstances, commitment, and factors outside our control. Any examples or outcomes shared during sessions are illustrative only and are not promises of what you will achieve.

4. Speakers and Guest Presenters

Global Business Plaza events and community programming may feature guest speakers, presenters, panelists, and subject matter experts. Each guest speaker participates as an independent individual and is not an employee, agent, or representative of the Company. Their participation does not constitute an endorsement by the Company of their views, products, services, or businesses.

Speaker Content Is Their Own

Guest speakers present their own perspectives, experiences, and opinions. They are solely responsible for their own content, claims, and any products or services they may promote during or in connection with our events. The Company does not independently verify the accuracy, completeness, or suitability of content presented by guest speakers. You are responsible for evaluating any information presented and conducting your own due diligence before acting on it.

No Liability for Speaker Content

The Company is not liable for any loss, harm, or damage arising from content presented by guest speakers, panelists, or guest contributors — whether at live events, virtual sessions, recorded content, or community spaces. The Company is not a party to any agreement, transaction, or relationship between a speaker and any attendee or community member. If a speaker provides information touching on legal, financial, medical, or other professional matters, that information does not replace advice from a qualified professional.

5. Live and Virtual Events

The Company hosts live events, virtual gatherings, workshops, community rooms, and networking experiences. Participation in any event is voluntary and at your own discretion and risk.

Event Content Is Educational and Informational

Content shared during events — including presentations, discussions, panels, and breakout sessions — is intended for educational, informational, and community-building purposes only. It does not constitute professional advice of any kind.

Third-Party Platforms

Some events and community spaces are hosted through third-party platforms, including Rippily™, Luma, and others. When you participate through these platforms, your experience is also subject to their terms of service and privacy policies. The Company is not responsible for the availability, performance, or actions of third-party platforms.

Recordings

Events may be recorded for training, documentation, or educational purposes. By attending, you acknowledge that the session may be recorded. Participants may not record any session without explicit written permission from the Company. See our full Recording Policy at policiesgbp.com.

No Guarantee of Event Outcomes

The Company does not guarantee that participation in any event will result in specific business outcomes, connections, revenue, or personal development. Results depend entirely on your own engagement, follow-through, and circumstances.

6. Directory Listings and Business Owners

Global Business Plaza includes a business directory where independent business owners and vendors may list their products, services, and offerings. Each listing is independently owned and operated. Each business owner is their own independent entity and is not an employee, agent, affiliate, or representative of the Company.

We Do Not Endorse Directory Listings

The Company does not endorse, verify, or guarantee the accuracy, quality, legality, or reliability of any business, product, or service listed in the directory. Inclusion in the directory does not constitute a recommendation or endorsement by the Company.

Business Owners Are Solely Responsible for Their Content

Each business owner is solely responsible for their own listing content, claims, products, services, pricing, and customer interactions. The Company is not a party to any transaction between directory users and listed businesses and accepts no liability for the actions, representations, or omissions of any directory business owner.

Do Your Own Due Diligence

Before engaging with any business listed in the directory — including making a purchase, signing a contract, or entering a business relationship — you are encouraged to conduct your own research and due diligence. The Company is not liable for any loss or harm arising from your interactions with directory listings.

7. Content and Digital Resources

All content provided through our websites, social media, email communications, guides, templates, recordings, and digital resources is intended for informational and educational purposes only. It reflects our perspective and experience and should not be treated as professional, legal, financial, or medical advice.

We make reasonable efforts to keep content accurate and current, but we make no warranties about the completeness, accuracy, or timeliness of any information. Content may change without notice.

8. Errors and Omissions

While we make every reasonable effort to ensure that information provided through our Services is accurate and current, errors, omissions, and outdated content can occur — particularly in fast-moving areas like business, technology, law, and regulations. The Company is not responsible for any errors or omissions in our content, directory listings, speaker presentations, event materials, or digital resources.

You agree that the Company is not responsible for the views, opinions, or accuracy of information shared by guest speakers, community members, directory business owners, or any third party connected with our Services. Because business practices, laws, and market conditions are constantly evolving, we do not warrant that all information remains current or complete at the time you access it.

If you identify an error or inaccuracy in our content, we welcome you to notify us at [email protected] so we can review and address it.

9. Artificial Intelligence (A.I.) Tools

The Company may use artificial intelligence tools to support various aspects of its Services, including content creation, community support, platform optimization, and communications. Where A.I. tools have been used, the finished content and ideas remain the work and responsibility of the Company.

A.I.-assisted content is provided for informational and educational purposes only. It does not constitute professional advice of any kind. The Company does not guarantee the accuracy of any A.I.-generated content and is not liable for any decisions you make based on it.

You acknowledge that any information or guidance encountered through A.I.-assisted features of our Services is used at your own risk, and you are responsible for applying your own judgment before acting on it.

10. Affiliates and Commercial Relationships

From time to time, the Company may recommend, promote, or partner with other businesses, tools, platforms, or service providers that we believe may be valuable to our community. In some cases, the Company may receive a commission, referral fee, or other compensation when you engage with or purchase from these partners.

We only recommend products, services, or platforms that we genuinely believe may be useful. However, any recommendation or mention does not constitute a formal endorsement, and you are responsible for making your own informed decision about whether any partner product or service is right for you.

When you click through to a partner or affiliate website, this Disclaimer and our other policies no longer apply. Please review the terms and privacy policy of any third-party site you visit. The Company is not liable for any loss or harm arising from your use of or reliance on partner or affiliate products and services.

11. No Guarantees — Use at Your Own Discretion

All Services are provided "as is" and "as available." The Company makes no guarantees that the Services will be uninterrupted, error-free, or meet your specific expectations. We are not responsible for any loss, damage, or dissatisfaction that results from your use of the Services.

You agree to use your own judgment before acting on any information, strategy, or recommendation you encounter through our Services. The Company is not responsible for decisions you make based on our content, coaching, events, speakers, or community.

12. Testimonials

Testimonials and success stories shared in connection with our Services reflect the individual experiences of specific participants. They are provided for illustrative purposes only and are not a guarantee that you will achieve the same or similar results. Individual outcomes vary based on effort, background, circumstances, and many other factors.

13. Earnings and Results Disclaimer

The Company does not guarantee any specific income, revenue, business growth, or financial outcome from participating in our Services, coaching, events, or community. Any financial examples shared are illustrative only. Your results will depend on your own effort, decisions, market conditions, and factors beyond our control. We are not responsible for your financial outcomes.

14. Limitation of Liability

To the fullest extent permitted by law, On Balance Entertainment LLC and its team, affiliates, speakers, and partners are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our Services, participation in our events, reliance on our content, or interactions with directory listings or guest speakers.

In all cases, our total liability to you shall not exceed the amount you paid for the specific Service giving rise to the claim.

15. Access Outside the United States

Our Services are operated from the United States and are intended for use by U.S.-based participants. We make no representation that our content, programs, or Services are appropriate or available for use in other countries. If you access our Services from outside the United States, you do so on your own initiative and are solely responsible for compliance with your local laws and regulations.

Any offer, product, service, or information made available through our Services is void where prohibited by applicable law. The Company is not responsible for any legal or regulatory issues that may arise from your access to our Services outside the United States.

16. Contact Us

If you have questions about this Disclaimer or how it applies to your use of our Services, please reach out:

On Balance Entertainment LLC | Global Business Plaza

Alhambra, California 91801, United States

Email: [email protected]

By using any Services provided by On Balance Entertainment LLC or any affiliated brand or platform, you acknowledge that you have read and agree to this Disclaimer.